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Although news of a finishing recession definatly bring hope, unfortently it doesn’t solve our countries record high unemployment rate.

Students seem to be having the hardest time, with nearly 30% of them not finding work. With the raising amount of students in the UK this will only make the rates worse.

The Job Centres around the country are reporting their busiest times for a number of years and are deploying a number of new techniques to try and get as many people working as possible.

After all the troubles over that past year, the economy has finally grown, not by much, infact only about 0.6%. But it is news that we are now out of a recession.

First in, Last out.

Lets hope this is a sign of good things to come and can hopefully learn from our mistakes to avoid a similar situation in the future.

Knowing the banks around England, they will be back to their old tricks in no time at all, so it’s up to us to voice our opinions to avoid another disaster.

First point to make is that is anyone surprised? Banks are never open when you need them!

Facts and figures have come in last week that report that over 50% of the UK now use online banking. With the ease of access and wide number of features which can be accessed online, it makes the best solution for most of your banking requirements.

Even loans, new accounts etc can be dealt online with the paperwork being mailed to you.

This increase in users may also have something to do with the weather as well, with a lot of people being forced in doors due to poor access to local villages / towns / cities.

With the worst snowfall we have had in many many years, it is no question that some companies have been hard hit financially.

With limited access to Motorways and even the smaller A roads, getting to work has been nothing but a nightmare. With the large amount of absences, mostly from last week, companies have found themselves struggling in what is still a difficult time.

Only time will tell if companies have fully managed to survive, but lets hope the damage is only small with people finding their way back to work much easier from the start of this week.

After many up hill struggles with Google and the Chinese Government, Google has decided to pull out of China entirely.

After being made to censor Google results to allow them to stay in the Chinese market, Google decided to pull out. But after recent reports of gmail accounts being hacked into and emails read, the decision to censor Google.cn has been removed and has resulted in Google pulling out of China.

Although Google are still operating their search engine, it is fully uncensored and will most likely quickly gain attention from the Chinese government asking them to remove the service entirely.

The recession is an opportunity for anyone to take over existing businesses at a low price as compared to the time outside the recession.

This is because many businesses are suffering the credit crunch and are willing to go and sell out cheap so if you have a good amount of cash on your back then you can use that and infused it into the businesses which would then live through the recession and impress many out there who will be willing to invest in your new business as they think that since you can live the recession, outside it will be no problem for you!

It was recently mentioned that the recession will take a little longer to heal than anticipated. Many/Most people in the UK and world were hoping to have the recession totally gone and the economy to be complete and better than it was however unfortunately this is not going to happen and it’s going to take longer.

One major reason for this is that there are groups and people out there who are hoping the recession remains for a very long time because they are using it to their advantage and making a fortune from it (through illegal means, of course).

Is it worth taking out many different items that require monthly payments?

I mean having 2-3 mobile phone contracts, a flat you have to pay rent on and a car you have leased which requires you to pay out monthly?

There are many more things people have that requires monthly attention and as a piece of advice, you should not overdo it and then end up forking out more than 60% of your money for over 12 months. This could potentially leave you with a lot of trouble and if for instance, your main source of income is no more, then it would be difficult to manage.

Is the recession improving or becoming worse and deteriorating? This is the big question many, many people and businesses ask.

Many people are hoping for the economy to get better so they can also move on. I say many because there are those people whom the recession hasn’t affected and those who use it for crime to their advantage and harm the economy even further.

But it seems like the economy is improving, slowly but surely.

So now is a good time to prepare your finances.

What is your opinion on the economy in the last year?

Was it dealt with in a good way?

In a technological age where nearly every shop, restaurant or business will now accept some form of EFT payment, the question to ask is what do you prefer ?
Are you the sort of person who feels more in control of their finances through a mixture of direct debits, online banking and credit/debit card payments ?
Or would you say cash is king ?
If you look at your week and interaction with payments you will see how life is less about cash and more about paperless spend.
You go to the gym in the morning, and the standing order comes out of the bank monthly – with no option to pay per visit. You then set off in the car for the petrol station and you can now pay at the pump using your card, speeding up the visit. Off you go to work, stopping at the fast-food drive-thru window, again paying by card. You work in a business where all transactions with clients are electronic and no cash payments. In the evening you go to the cinema, and watch a film on your unlimited cinema pass, which again is a standing order. But wait, how do you pay for refreshments ?
Finally we find a situation for the use of cash, but we have demonstrated how much it is being eliminated from our daily routine.
So just how long before we ask, our future generations ask, what was it like to have money in your hand ??