Saving Money
There are lots of different ways to save money and it’s important to save money in the way that suits you. You can set up things such as Savings account with your banks, cash ISA, Premium Bonds etc, and these options are plentiful with varying rates of interest and accessibility.
My personal view is that with the current lack of high interest rates means that it doesn’t matter too much about the savings account you choose, it’s more important how accessible that account is.
Cash ISA’s are a great way to save money although a sticking point can be that for the higher interest account you have to wait 7 days to get your hands on your money, that is a bit of a pain when it comes to withdrawing your money.
My personal view is that a savings account with you bank is a better option as it is easily accessible and easy to transfer your money into. I have a savings account with my bank which runs alongside my bank account, all I have to do on my Internet banking is switch between the two.
As for saving the actual money I would recommend putting away a set amount per month with maybe a long term target of how much you’d like to save, or simply your money away as something to dip into for things such as car insurance, rent deposits.
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